During the second quarter, the scale of so-called 'debt-fueled investing' (bit-tu)—where individual investors borrow funds from securities firms to invest in stocks—reached a record high, averaging 62 trillion won per day. According to data from the Korea Financial Investment Association, the daily average credit loan balance between April and June this year stood at 35.9418 trillion won, a 15.9% increase compared to the first quarter. When combined with stock-collateralized loans, which averaged 25.9666 trillion won per day, the total amount reached 61.9084 trillion won. Credit loans are subject to annual interest rates of around 9%, while stock-collateralized loans carry rates in the mid-to-high 8% range. Based on these high interest rates, it is estimated that securities firms earned approximately 1.3 trillion won in interest income during the second quarter, indicating a significant intensification of leverage utilization in the market.