Netopia Payments, a Romanian payments and technology platform, has entered a new development stage after the National Bank of Romania (BNR) authorized it to expand its payment institution license to include money remittance services. The company, which processes more than RON 10 billion annually, is preparing new embedded finance solutions and developing an integrated financial platform for merchants. Netopia aims to expand its portfolio beyond traditional online payment processing toward a comprehensive financial ecosystem. It is also preparing to diversify payment methods, including integrating account-to-account (A2A) solutions such as RoPay, and expanding financing options through partners, including merchant cash advance products.